Pronounce 11
DEBT
Natural Pronunciation
Say it: det
One syllable.
Sounds like pet with a d at the beginning.
Do not say the b.
Practical Use
She worked extra hours to pay off her debt.
The company borrowed money to reduce its short-term debt.
He graduated from college with very little debt.
They created a budget to manage their household debt.
I owe you a debt of gratitude for your help.
Read in Context
Taking Control of Money
After years of using credit cards without a clear plan, Michael realized that his debt had become difficult to manage. He owed money on several cards and was paying high interest rates every month. Instead of ignoring the problem, he listed all his balances and calculated how much he could afford to repay. He stopped making unnecessary purchases and began putting extra money toward the card with the highest interest rate. He also contacted his bank to discuss a more manageable repayment plan. Progress was slow at first, but his balances gradually decreased. Michael learned that dealing with debt required patience, honest decisions, and a consistent financial plan.
Understanding the Word
Debt is money that a person or organization owes. It can also describe an obligation to someone.
Money owed: She has paid off her student debt.
Business finances: The company reduced its debt last year.
A moral obligation: I owe my success to the teachers who supported me, and I feel a debt of gratitude toward them.

