Pronounce 15

Oct 14

MORTGAGE

Natural Pronunciation

Say it: MOR-gij

Two syllables. MOR sounds like more. Gij begins with the hard g in go and ends like bridge without br. Say MOR more strongly. Do not add a t sound.

Practical Use

They applied for a mortgage to buy their first home.

Our monthly mortgage payment increased slightly.

She compared several mortgage offers before choosing a lender.

The bank approved his mortgage after reviewing his income.

They hope to pay off their mortgage before retirement.

Read in Context

Buying a First Home

After renting an apartment for several years, Daniel and Sophie decided to buy a house. They had saved money for a down payment, but they needed a mortgage to cover the remaining cost. Before applying, they reviewed their income, existing expenses, and credit histories. Their bank explained the difference between fixed and variable interest rates. The couple compared several offers and asked questions about fees and repayment terms. Although the process involved considerable paperwork, they felt more confident once they understood their options. When the mortgage was approved, they began planning their move. They knew homeownership would bring ongoing responsibilities, but they were excited to have a place of their own.

Understanding the Word

A mortgage is a loan used to purchase property, usually repaid over many years.

Getting a loan: They applied for a mortgage.

Making payments: Our mortgage is due on the first of each month.

Paying off a loan: She hopes to pay off her mortgage early.

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